In recent years, with the increasingly massive use of data from several data sources and facing the problem of data volume, their variety, growing velocity, veracity in terms of biases, noises and abnormality. Competitive organization differentiae through analytics to further their competitive advantage by extracting value from all their data sources. Other companies are looking to become data-driven through the modernization of their data management deployments.
Ideally, there are different stages in the data management platforms, they are ETL (Extract – Transform – Load) which consists of studying all the data sources related to the client’s activity, integrate them then process and create a data warehouse, data analysis stage which consists in providing analysis tools and allowing them to easy analyze data in the warehouse and/or product outcome in the use case specific data marts, and data visualization and/or data consumption layer.
Bank has several data sources such as core banking system, mobile banking, card switch, CRM, Document Management System, and many more in which data are in raw format, lots of redundant data, and not integrated together which became one of the huddle to refer the single source of truth, build the solution on top overall eco-system.
eXtenso Business Intelligence (XBI) is a tool for business storytelling. It is a visualization tool that consumes crude data and actionable insights from Xware and Data Marts of various Engines for immediate decision making and transferring insights to value for the client.
Book a DemoFinancial Creditability Index (FCI) is a risk management tool that assesses the creditworthiness of a loan applicant by estimating his/her probability of default based on credit history in the bank via an index score. FCI is a tool that allows banks to grow their lending portfolio by lowering the cost of serving retail customers and increasing the quality of service and customer satisfaction.
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Customer Behavior Index (CBI) is the real KYC for a client. Empowered by Customer 360, a single CBI value represents hundreds of metrics that are generated in Customer 360. This universal index can be used to infer the business value of an individual customer. For example, in credit risk management, CBI can be used as a creditworthiness index, whereas in the sales cycle CBI can be used as customer value on the basis of the cost of maintaining and growing the client’s customer base.
Book a DemoXBE provides scalable and robust data warehousing- Xware. Xware is empowered by metrics from ETL/ELT that are readily consumable for decision making. The warehouse is built on need basis and variations involve RDBMS systems, NoSQL systems, Data lakes, Distributed databases, etc. Various data marts are designed, as per each data analytics solution or as a result of each data analytics solution. On top of XBE Client should have options to get several Data Analytics solutions such as XBI, CMNGR, and Engines.
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Financial Intelligence (XFI) is an automation tool that assists the finance unit to collect, compile and analyze data reducing manual work with no space for errors. The tool also provides a platform for Management Information System (MIS) reporting and performs tasks such as budget automation, automatic reporting, and so on.
Book a DemoXware provides a scalable and robust data warehousing platform empowered by metrics from ETL/ELT that are readily consumable for decision-making. The warehouse is built on a need basis and variations involve RDBMS systems, NoSQL systems, Data lakes, Distributed databases, etc.
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Anomaly Detector (XAD) is a software application that finds patterns of interest (outliers, exceptions, peculiarities, etc.) that deviate from expected behavior. Expected behavior can be defined by the client or by using patterns inherent in the data. Anomaly Detector in combination with XBI allows the client to monitor and analyze data patterns in real-time to help detect subtle – and sometimes not-so-subtle – and unexpected changes whose root causes warrant investigation.
Book a DemoBusiness Risk Index (BRI) is a risk management tool that measures the creditworthiness of a business entity by measuring transactional behavior in the banking and financial system. Transactional behavior is measured in terms of organic business activity, business volatility, weekly and monthly behavior, performance relative to other businesses in specific industry class and the entire network, customer concentration, and other business information.
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Campaign Manager (CMNGR) is equipped with tools to ensure an omnichannel approach via the usage of SMS, Viber, phone calls, and email to create and collect various touchpoints in the customer journey. Consequently, customers are provided with a service that feels personal, customized to their unique needs, and make them empowered in their decision-making.
Book a DemoSmart Notify Systems (SNS) is an intelligent system that provides readily consumable insights as in-app notifications customized to each individual user. The smart system recognizes the niche market of the company and provides tailored notification to the consumers.
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